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Lending Tree is not a lender, but their service connects you with up to five offers from personal loan lenders.Here are 5 personal loan lenders for people who have less than ideal credit (meaning under 700) that will let you check your rate without impacting your credit score: Lending Club: People with credit scores below 600 can get approved.A low score, or thin file, could just be a result of a short credit history.If you have a clean history (no late payments, low credit utilization, etc.), you’ll have an easier time obtaining a loan over someone who has had delinquencies on their record, but might have a higher score.To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners.While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products."Advertiser Disclosure Friday, November 3, 2017Editorial Note: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities prior to publication.
It can be challenging to find lenders that will approve you if you have a thin credit file or poor credit, but it’s not impossible.
Magnify Money is an advertising-supported comparison service which receives compensation from some of the financial providers whose offers appear on our site.
This compensation from our advertising partners may impact how and where products appear on the site (including for example, the order in which they appear).
Lending Club has an origination fee of 1%-6% on its loans.
Lending Club is not available in Iowa or West Virginia.Avant is available in all states except: Colorado, Iowa, West Virginia, and Vermont.